Life Insurance

Basic Term Life Insurance

Eligibility

Emory provides $10,000 Basic Term Life Insurance coverage for regular full-time employees, and $5,000 for employees who are regular half-time or temporary full-time designated as "greater than a six-month assignment", respectively.

How to Enroll

No enrollment is necessary. This benefit is automatically provided when an employee is eligible.

How to Change Your Beneficiaries

You can change your beneficiaries through Employee Self Service.

Vendor Contacts

ING North America Insurance Corporation
(800) 409-9880

Plan Information Documents

How to Change Your Insurance Beneficiaries

Supplemental Term Life Insurance

Eligibility

If you are a Faculty, Staff and Post Doc regular employee scheduled to work at least 20 hours per week, or a temporary full-time employee designated as "greater than a six-month assignment", you are eligible to participate in Supplemental Term Life Insurance.

You may purchase additional life insurance at group rates for yourself, spouse/same-sex domestic partner and dependent children.

Annual Enrollment

Employee
You can elect supplemental life insurance coverage in increments of $10,000, up to a maximum
of $500,000. If you are purchasing additional coverage for the first time, or increasing your amount of additional coverage by more than $20,000, you need to complete an EOI form. However, during each Annual Benefits Enrollment, you can elect to increase your existing coverage level by $20,000 without completing an EOI form.

Spouse/SSDP
You can elect life insurance coverage for your spouse/ SSDP in increments of $10,000, up to a maximum of $300,000. If you are purchasing additional coverage for the first time, or increasing your amount of additional coverage by more than $10,000, an EOI form is required. However, during each Annual Benefits Enrollment, you can elect to increase your existing coverage level by $10,000 without completing an EOI form.

Child
You can elect life insurance for your eligible child(ren) in increments of $2,000, up to a maximum of $10,000. If you initially waived coverage, an EOI form is required.

• You need to complete an Evidence of Insurability Medical Questionnaire and send it to ING North America Insurance Company.
• Your evidence of insurability must be approved by ING. Approval can take 6-8 weeks. You can contact ING at (800) 409-9880 to inquire on your status.

How to Enroll

You must enroll through Employee Self Service for coverage within the initial 31 days following your date of hire in an eligible status.

After 31 days:

• You need to complete an Evidence of Insurability Medical Questionnaire and send it to ING North America Insurance Company.
• Your evidence of insurability must be approved by ING. Approval can take 6-8 weeks. You can contact ING at (800) 409-9880 to inquire on your status.

If you and your spouse/same-sex domestic partner are both employed by Emory, you cannot insure each other, and only one can insure the children.

You may see the coverage you currently have through Employee Self Service under "Life Insurance".

How to Change Your Coverage

If you want to increase your coverage, or add/increase coverage for your dependent children, you must complete the Evidence of Insurability Questionnaire and send it to ING for underwriting.

Your evidence of insurability must be approved by ING. Approval can take 6-8 weeks. You can contact ING at (800) 409-9880 to inquire on your status.

How to Change Your Beneficiaries

You can change your beneficiaries through Employee Self Service.

Vendor Contacts

ING North America Insurance Corporation
(800) 409-9880

Coverage

Employees may not elect more than $500,000 of coverage. If you elect over $300,000, you need to complete the Evidence of Insurability Questionnaire and send it to ING for underwriting and approval.

Supplemental Term Life Insurance coverage for your spouse/same-sex domestic partner (SSDP) may not exceed $300,000. If you elect over $50,000 for your spouse/same-sex domestic partner (SSDP), you need to complete the Evidence of Insurability Questionnaire and send it to ING for underwriting and approval.

Plan Costs

Plan Information Documents

How to Change Your Insurance Beneficiaries

Plan Forms

Evidence of Insurability Questionnaire	Step Child Certification for Health and Life Insurance

Emory University Benefits

Hours of Operation: Monday through Friday from 8:00 a.m. to 5:00 p.m.
1599 Clifton Road, NE
Atlanta, GA 30322
(404) 727-7613

Disclaimer

Emory reserves the right to terminate, suspend, withdraw, amend or modify the Plan in whole or in part at any time. Further, Emory reserves the right to terminate or modify coverage for any group of employees, active or retired and their dependents or a class of dependents at any time.