Personal Accident Insurance

Personal Accident Insurance (PAI), also known as Accidental Death and Dismemberment Insurance, pays a benefit in the event of an accidental death. It also pays a full or partial benefit in the event of dismemberment, loss of vision or loss of hearing because of an accident.

Personal Accident Insurance (PAI)

Eligibility

If you are a Faculty, Staff and Post Doc regular employee scheduled to work at least 20 hours per week, or Temporary full-time benefit eligible employees designated as "greater than a six-month assignment", you are eligible to participate in Personal Accident Insurance.

You may purchase PAI at group rates for yourself, spouse/same-sex domestic partner and dependent children.

How to Enroll

Select coverage amounts online within 31 days from your date of hire or eligibility.

How to Change Your Coverage

You may change your PAI coverage through Employee Self Service if you have a qualified Family Status Change.

If you are not changing coverage for a qualified Family Status Change, fill in new coverage amounts on a Life Insurance Enrollment Form and submit it to the Benefits Department. Please fill in beneficiary information on the enrollment form. You can make changes to your PAI at anytime; the plan does not require evidence of insurability.

Coverage is effective the first of the following month after the form is received and administratively processed.

You may change your beneficiaries through Employee Self Service.

Vendor Contacts

ING North America Insurance Corporation
(800) 409-9880

World Wide Assistance
(800) 409-9880

On their web site, go to E Services
User ID: ING-ADD
Password: assistance

Coverage

This insurance may be purchased in $10,000 increments, not to exceed $250,000.

If you wish to purchase this coverage for your spouse, SSDP and/or children, you must purchase it for yourself. Spouse, SSDP or dependent children coverage amounts may not exceed your coverage.

When you sign up for PAI, you also receive the WorldNet Travel Assistance program that offers employees and their dependents enhanced security for both leisure and business trips. When traveling more than 100 miles from home, whether domestically or internationally, WorldNet Travel Assistance provides Emergency Transportation Services, Pre-trip Information, Medical Assistance Services and Emergency Personal Services.

Plan Costs

Employee/Spouse/SSDP Coverage Amount Monthly Cost	Dependent Child(ren) Coverage Amount Monthly Cost
$10,000 - $0.18	$5,000 - $0.09
$20,000 - $0.36	$10,000 - $0.18
$30,000 - $0.54	$15,000 - $0.27
$40,000 - $0.72
$50,000 - $0.90
$60,000 - $1.08
$70,000 - $1.26
$80,000 - $1.44
$90,000 - $1.62
$100,000 - $1.80
$110,000 - $1.98

Plan Information Documents

Steps to Change Life Beneficiaries

PAI Travel Insurance Brochure

Emory University Benefits

Hours of Operation: Monday through Friday from 8:00 a.m. to 5:00 p.m.
1599 Clifton Road, NE
Atlanta, GA 30322
(404) 727-7613

Disclaimer

Emory reserves the right to terminate, suspend, withdraw, amend or modify the Plan in whole or in part at any time. Further, Emory reserves the right to terminate or modify coverage for any group of employees, active or retired and their dependents or a class of dependents at any time.

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